Using This Site
For most American homeowners, the purchase of their home represents the largest single purchase they will ever make. Unfortunately, as a result of the economic circumstances of the last 5 years related to the housing bubble, most homeowners have watched the their equity, in whole or substantial part, literally vanish. Most homeowners are "waiting to see what happens" and clinging, perhaps, to the belief that a housing market recovery is just around the corner. Frankly, that simply may not be the case. In fact, the evidence is overwhelming that the health and welfare of the "common homeowner" is secondary, at best, to the health and welfare of the banks and financial institutions. If this were not the case, the banks would be re-writing mortgage loans to settle defaulted accounts at amounts, rates and terms which are sustainable - and not as "set up to fail" payment arrangements which they peddle as legitimate "mortgage modifications." Homeowners never got "bailed out." Only the banks did.
In response to the devastating effects of the housing bubble to the average U.S. homeowner , this site was established to help homeowners understand, address, and deal with a host of circumstances which are related to their loss of home value and equity; and make the corresponding decisions about how to resolve their individual circumstances.
The information available to users of this site has been gleaned from years of hands-on review of hundreds of foreclosure cases (both pre-foreclosure and post-foreclosure) and intense legal research into applicable foreclosure statutory and case law. This information is presented for your use in a foreclosure defense database designed to dramatically increase your odds of saving your home (and your money).
You will not find any other comparable Internet resource that offers the insight and information that are presented here. This site is strictly pro-homeowner in nature and we hope you take advantage of its resources to "take control" and protect your interests as a homeowner. For unlimited access to this site, please complete this form and forward it to:
Greg Smith, Webmaster
PMB 296 at 816 Elm Street
Manchester, NH 03101
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