Foreclosure Help
Please take a moment to read the following commentaries:
Residential
#2 Jun 4, 2009 - Home Equity Loss
#5 Jun 9, 2009 - Foreclosures On Seniors
#10 Jun 16, 2009 - Questionable Foreclosures
#21 Jul 2, 2009 - Mortgage Loan Modification
#43 Aug 3, 2009 - Truth In Lending
#53 Aug 17, 2009 - Abuse of Process
#56 Aug 20, 2009 - Extortion
#57 Aug 21, 2009 - MERS
#58 Aug 24, 2009 - Toxic Assets
#60 Aug 26, 2009 - Property Appraisals
#61 Aug 27, 2009 - Title Insurance
#62 Aug 28, 2009 - Subprime Lender Subsidies
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When a foreclosure action has been threatened or started against you, it is extremely important that you do not fall prey to a host of unfair and deceptive practices which are becoming all but "routine" in the foreclosure process - especially given the current state of the U.S. housing and mortgage crisis. Knowing exactly what to do at each stage is crucial to saving money and costs - as well as protecting your interests.
This is especially true with respect to communications with your lender, your lender's servicing agent, and/or your lender's attorney. All of these folks are trying to protect their interests, not yours - so don't automatically buy in to what may sound like a sincere effort to help you. Do not forget that, when you make an "application" for help, you are also making a disclosure of your personal finances to an adverse party. Therefore, you must be especially careful about what information you disclose to who at this point in time.
If there was ever a time when "everything you say can and will be used against you", this is it!
Do not disclose information to anyone until you've had an opportunity to analyze the situation and determine the best way to proceed given your individual circumstances; especially if you need to buy time in order to fight or delay the foreclosure. This is especially true if you need to be referred to the "right" attorney for legal help.
Please don't hesitate to inquire about how to immediately stop a foreclosure - or related action. We are intimately familiar with the many complicated issues that are intended to put you at a severe disadvantage. After a preliminary conversation, if it turns out that you would like a more formal relationship to deal specifically with your foreclosure, we can discuss an arrangement that makes sense.
Note: You can leave a message anytime at 603-935-8809. Your information will be kept confidential, and your call will be returned as soon as possible. Also, we have a long-standing record of working ONLY to help protect your interests.
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