Commentary on the U. S. Economy

This series of 18 running commentaries was written by Robert B. Tobiasz from February, 2009 to August, 2010. A long-time business associate of Ed Smith, Bob is recognized as an extremely well-read and astute financial analyst. He is a graduate of both Boston College and the University of Chicago and has an extensive background in business management and financial analysis; including several years as a high-level corporate executive, a real estate investor and manager, a venture capital consultant, and a private investor and entrepreneur. The RBT Commentary provides a unique insight to the facts and circumstances that set the stage for the current state of the U.S. ecomony. Bob is currently the major source for the daily posts of the CMR System Money Facts.

August, 2010	Proceed with Great Caution If You are Investing in the U.S. Treasury Debt (Bonds, Notes, Bills) Market
July, 2010	Trouble Dead Ahead as the U.S. Economy Continues to Soften
June, 2010	Every American Should Be Aware Of The Existence Of Comprehensive Annual Financial Reports (CAFRS)
May, 2010	Watch What Is Happening In Greece And Other European Countries. The United States Is Next!
April, 2010	Is The U.S. Employment Situation Improving? Not If You Critically Analyze The Data.
March, 2010	What Happens To Your Pension Benefits If Your Private (i.e. Non-Government) Employer Terminates Your Pension Plan?
February, 2010	The Bankruptcy Of The United States Government Is Starting To Make Many People, Especially Our Creditors, Very Nervous. What's Coming Next?
January, 2010	Don't Count on the Federal Deposit Insurance Corporation (FDIC) to Fully Reimburse You in a Timely Manner if Your Bank Fails
November, 2009	Partners in Crime - How the Wall Street Bankers and Washington, D.C. Politicians Collaborated to Destroy the American Middle Class
October, 2009	Urgent Warning! Things Are About To Get Much Worse!
September, 2009	The Federal Reserve System - Enemy of the American People!
August, 2009	Is the Recession in the United States Really Nearing an End?
July, 2009	Hyperinflation Is On The Horizon!
June, 2009	Derivatives Tsunami #2 Is On Its Way!
May, 2009	Government Intervention in Financial Markets is Hurting Working Americans
April, 2009	Don't Believe the Spin that the Economic and Banking Crisis is subsiding!
March, 2009	The Real Reasons Behind the Financial Crisis
February, 2009	How Long Can You Wait?