Edward H. Smith
PMB 296 at 816 Elm St.
Manchester, NH 03101
Fax:(603) 218-6624
ehsportal@gmail.com
Today is Friday, April 19th, 2024
National Debt Clock
More
Background Information
Request Information
Username
Password
Welcome
0.0 - For New Visitors
0.1
The Housing Bubble
0.2
Homeowner Facts
0.3
Using This Site
1.0 - For Users
1.1
Unique Purpose and Objectives
1.2
Disclaimer & Copyright Notice
2.0 - Useful Links
2.1
Online Reference Sites
3.0 - Key Concepts
3.1
Loss of Equity
3.2
Securitization and Derivatives
3.3
Foreclosure Defense Basics
4.0 - Analysis
4.1
Ten Key Questions
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Mortgage Holder?
Note Holder?
Assignments?
Servicer(s)?
Accounting?
Total Liens?
Market Value?
Equity?
Foreclosure Alternatives?
Pending Foreclosure?
5.0 - Options
5.1
Foreclosure Defense Checklist
Notice Deficiencies
Lack of Debt Validation
Lack of Legal Standing
Forbearance Frauds
Verbal Misrepresentation Tactics
Forgeries & Fake Documents
Securitization Issues & Blank Endorsements
Conflicts of Interest
5.2
Contingent Liabilities
5.21
Mortgage Modifications
5.22
Short Sales
5.23
Deed-in-lieu of Foreclosure (DIL)
5.24
Bankruptcy
6.0 Strategy
6.1
Mindset
6.2
Pitfalls
Deadlines
Pro-Active
Writing
6.3
Strategy Components
Debt Dispute
Current Investment
Housing Crisis
Attempted Modification
Title Defects
Document Requests
Note Details
Response & Resolution
Deception
Good Faith
Legal Standing
6.4
Strategic Summary
7.0 Exhibits
7.1
Exhibit A
General Information for Homeowners Facing Foreclosure
7.2
Exhibit B
The Real Solution to the U.S. Mortgage and Foreclosure Crisis
7.3
Exhibit C
The Power of a Letter
7.4
Exhibit D
Foreclosure Defense - Actual Letters
7.5
Exhibit E
Legal Issues, Considerations, & Representation
7.6
Exhibit F
Additional Information and Help With Your Foreclosure Defense
7.7
Exhibit G
Homeowners' Petition
8.0 - Basic Pro Se Guide
8.1
Disclaimer
8.2
Instructions
8.3
Contents
8.31
Court Procedures & Rules
Case Name & Number
Court Rules
Failure To Appear
Continuances
Fundamental Right To Be Heard
Pleadings & Communications
Basic Hearing Procedures
8.32
Facts & Evidence
Information To Gather
Discovery
8.33
Applicable Law
8.34
Case Management
Setting Up Files & Records
Case Strategy
8.35
Trial & Decision
Standards Of Proof
Settlement Options
Case Presentation
Final Decision
8.36
Appeals
Appealing A Court Decision
Protecting Appeal Rights
8.37
Common Misconceptions
The Court Will Protect Your Rights
The Truth Will Prevail
Judges Are Impartial
8.38
Additional Information and Resources
Intimidation Tactics
Financial Considerations
Extra Help & Referrals
9.0 - Case Law
9.10
Fraud on the Court
9.11
Abuse of Process (NH)
9.12
L/T Trial Transcript (NH)
9.13
Amendment to Pleadings (NH)
9.14
Substance over Form (NH)
9.15
Related Cases (NH)
9.16
Firsthand Review (NH)
9.17
Factual Findings (NH)
9.18
Dismissals (NH)
9.19
Summary Judgment Standard (NH)
9.20
Attorney Truthfulness (NH)
9.21
Fraud (NH)
9.22
Compensatory Damages (NH)
9.23
Collateral Estoppel & Res Judicata NH)
10.0 - Court Decisions
10.1
NH Court Decisions
10.2
MA Court Decisions
9.21 - Fraud (NH)
Please login to view this content . . .